News & Events

ADVANTAGES OF CHAPTER 13 BANKRUPTCY OVER

TRADITIONAL DEBT CONSOLIDATIONS

By:  Brian P. Hayes

Every year millions of Americans enter into a variety of debt consolidations.  As the popularity of debt consolidation has increased, so has the number of dangerous pitfalls in these debt consolidation programs.  Chapter 13 Bankruptcies are a type of debt consolidation allowing you to reorganize your finances by consolidating your debts into one monthly payment.  Chapter 13, however, should not be confused with traditional debt consolidation programs.  Chapter 13 has the power of the Federal Bankruptcy Court behind it, and provides many advantages for people seeking debt relief.

ARTICLE OF THE WEEK

ABSOLUTE DIVORCE
By Edwin H. Ferguson, Jr.

QUESTION:

How do you obtain an absolute divorce in North Carolina?

ANSWER:

In North Carolina, there are essentially two ways to obtain a divorce. The primary and most common method is to obtain a North Carolina divorce after you have lived continuously separate and apart for one year. The other way is to prove incurable insanity. The largest percentage of divorces in fact is obtained after the parties have lived continuously separate and apart for one year. The procedure is to file a Complaint and Summons and serve upon the opposing party. They have thirty (30) days in which to file an answer or other responsive pleading. If no response is filed, then the case can be calendared and divorce promptly entered. Unless there is objection, in Cabarrus County, North Carolina, the divorce can be obtained by your attorney without the necessity for you to be present.

At Ferguson, Scarbrough & Hayes P.A., we take a personal interest in the clients we serve, and we will take only the necessary actions to ensure that your rights are protected.