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	<title>Ferguson, Scarbrough &#38; Hayes - Concord Law Firm</title>
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		<title>Court of Appeals Reaffirms the Old Adage &#8220;Buyer Beware&#8221;</title>
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		<pubDate>Tue, 30 Mar 2010 08:46:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buyer Information]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[buyer beware]]></category>
		<category><![CDATA[court of appeals]]></category>

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		<description><![CDATA[In Hearne v. Statesville Lodge filed May 15, 200l, the North Carolina Court of Appeals reaffirmed the doctrine known as &#8220;Buyer Beware&#8221;. In this case, purchasers brought suit for misrepresentation against the seller and real estate broker after purchasers learned that the septic system could not handle the purchaser&#8217;s increased volume due to purchaser&#8217;s commercial [...]]]></description>
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		<title>Handshake Real Estate Contracts Were Outlawed in 1677</title>
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		<pubDate>Sat, 27 Mar 2010 14:44:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[handshake real estate contracts]]></category>
		<category><![CDATA[real estate contracts]]></category>

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		<description><![CDATA[Can real estate be purchased and sold based on a handshake? The answer is &#8220;no&#8221;. North Carolina, along with all other states, has a statute which derives from a English law adopted in 1677 requiring that all contracts for the sale of real estate must be in writing. These statutes, known as &#8220;Statute of Frauds&#8221;, [...]]]></description>
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		<title>Absolute Divorce in North Carolina</title>
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		<pubDate>Sun, 07 Mar 2010 09:21:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Domestic Law]]></category>
		<category><![CDATA[absolute divorce north carolina]]></category>
		<category><![CDATA[divorce attorney north carolina]]></category>
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		<description><![CDATA[QUESTION: How do you obtain an absolute divorce in North Carolina? ANSWER: In North Carolina, there are essentially two ways to obtain a divorce. The primary and most common method is to obtain a North Carolina divorce after you have lived continuously separate and apart for one year. The other way is to prove incurable [...]]]></description>
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		<title>Advantages of Chapter 13 Bankruptcy Over Traditional Debt Consolidations</title>
		<link>http://www.fspa.net/advantages-of-chapter-13-bankruptcy.html</link>
		<comments>http://www.fspa.net/advantages-of-chapter-13-bankruptcy.html#comments</comments>
		<pubDate>Sun, 07 Mar 2010 09:19:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>

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		<description><![CDATA[Every year millions of Americans enter into a variety of debt consolidations. As the popularity of debt consolidation has increased, so has the number of dangerous pitfalls in these debt consolidation programs.  Chapter 13 Bankruptcies are a type of debt consolidation allowing you to reorganize your finances by consolidating your debts into one monthly payment. [...]]]></description>
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		<title>Five Important Things For The Seller To Know</title>
		<link>http://www.fspa.net/five-important-things-for-seller-to-know.html</link>
		<comments>http://www.fspa.net/five-important-things-for-seller-to-know.html#comments</comments>
		<pubDate>Sat, 06 Mar 2010 10:36:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[Seller Information]]></category>
		<category><![CDATA[real estate law seller]]></category>

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		<description><![CDATA[Accuracy of the information on the listing agreement and the seller disclosure form is important. Inaccurate information on the seller disclosure is a common source of misrepresentation lawsuits filed against sellers. The terms and wording of the sales contract are crucial. You are not selling a car or a refrigerator. This is one of the [...]]]></description>
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		<title>Five Important Things For The Buyer To Know</title>
		<link>http://www.fspa.net/five-important-things-for-the-buyer-to-know.html</link>
		<comments>http://www.fspa.net/five-important-things-for-the-buyer-to-know.html#comments</comments>
		<pubDate>Sat, 06 Mar 2010 10:33:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buyer Information]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[real estate buyer]]></category>

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		<description><![CDATA[North Carolina is a &#8220;buyer beware&#8221; state. That means the buyer is on his own and must check out the condition of the property. State licensed home inspectors should be used to determine the condition of the home. Even if the buyer is a &#8220;handyman&#8221;, leave the building inspection to an expert. The earnest money [...]]]></description>
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		<title>Living Through Foreclosure &#8211; Chapter 13</title>
		<link>http://www.fspa.net/living-through-foreclosure-chapter-13.html</link>
		<comments>http://www.fspa.net/living-through-foreclosure-chapter-13.html#comments</comments>
		<pubDate>Sat, 06 Mar 2010 10:31:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[foreclosures in north carolina]]></category>
		<category><![CDATA[foreclosures nc]]></category>
		<category><![CDATA[north carolina foreclosures]]></category>

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		<description><![CDATA[This is the third section of our look at living through foreclosure. In this segment we will consider the use of a Chapter 13 Bankruptcy filing to stop foreclosure. While many readers may realize that bankruptcy laws changed in October, 2005, what they may not realize is the negligible effect of the law changes on [...]]]></description>
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		<title>Living Through Foreclosure</title>
		<link>http://www.fspa.net/living-through-foreclosure-2.html</link>
		<comments>http://www.fspa.net/living-through-foreclosure-2.html#comments</comments>
		<pubDate>Sat, 06 Mar 2010 10:29:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[foreclosures in north carolina]]></category>
		<category><![CDATA[foreclosures nc]]></category>
		<category><![CDATA[north carolina foreclosures]]></category>

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		<description><![CDATA[This is the second edition of our look at living through foreclosure. In this segment we will consider negotiating with the homeowner&#8217;s lender as a means to stopping a foreclosure. Lenders are in the &#8220;lending business,&#8221; and seldom wish to venture into acquiring real estate (that is, completing foreclosures) if avoidable. Occasionally a &#8220;forbearance agreement&#8221; [...]]]></description>
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		<title>Foreclosure Rates at an All Time High</title>
		<link>http://www.fspa.net/foreclosure-rates-at-all-time-high.html</link>
		<comments>http://www.fspa.net/foreclosure-rates-at-all-time-high.html#comments</comments>
		<pubDate>Thu, 04 Mar 2010 06:59:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[foreclosures in north carolina]]></category>
		<category><![CDATA[foreclosures nc]]></category>
		<category><![CDATA[north carolina foreclosures]]></category>

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		<description><![CDATA[Foreclosure rates are reaching an all time high. That is what the statisticians, and even the local newspapers, have recently been telling us. What options does a homeowner have after a foreclosure is begun? We will look at some of this issue over the next few weeks. Before turning to consider possible solutions, let us [...]]]></description>
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